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"The independent agency business primarily is in 10 western and Midwestern states where Nationwide has little or no market share," Crabtree said. About 70% of that business is in Michigan and California and 241 of 400 of the independent agents are located in those two states. There is very little or no overlap with Nationwide''s 4,200 exclusive agents, who mainly are located in the East.

Are the shelves'' heights adjustable? Yes they are!! The legs of the Carts have holes at 1" intervals, which allows you place a shelf wherever you may need. The lowest you can place a shelf is 9" from the floor, and you can put shelves all the way to the top of the Cart if you want. We also have AdjustaCarts, where with a simple squeeze of a paddle, the front surface can be set for either a sit-down or stand-up application. How much will I pay for shipping? Shipping varies greatly depending on the destination we''re sending it to, weight of the product, and the speed of shipping you choose. We have many options... they range from standard (5-7 business days) to ecardsanniversary express (overnight) and anywhere in between. We have worked with many carriers to get great rates, and we pass those savings on to you.

purchase price. We ecardsanniversary do not want you to have anything from that is not completely satisfactory. Once we receive your order, we should be ecardsanniversary able to process, manufacture, and ship your order within 2 weeks. You bet we can! Send us your logo (a hard copy or via e-mail or disk) and we''ll put it on your banner. (Click on Artwork Requirements if your going to send your artwork via email or disk.) Absolutely! Our talented art department will provide one hour at no charge to design and set up your project. Additional time is billable at an hourly rate. By and large, the more colors you want to use, the more expensive your banner will be. If you can stick to one or two colors on a white background, your costs can be kept to a minimum. Buying in quantity ecardsanniversary will also save you money, as can ordering your banners in standard sizes. (Some of our fabrics come in 36" rolls. If you order a 31" wide banner, we have to cut off five inches which takes time and wastes fabric.) As a general rule, it is better to roll your banner up (into a tube) ecardsanniversary than to fold it into a square, as some materials will keep a crease. Banners made with vinyl graphics should be rolled with the graphics-side out. Not surprisingly, it is not a good idea

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